About
VMF Investments is run by Edwin Sebastian Fernandes, an AMFI-registered mutual fund distributor in Calangute, Goa. Edwin spent five years learning to invest with his own money, from scratch. Over that time, friends and family began asking him to help with theirs, and that’s how VMF Investments began.
A lot of people believe mutual funds aren’t for them. Some have been told they’re too risky, some have had a bad experience, and many simply don’t know whom to trust. We’d like to change that.
With the right guidance, mutual funds are far easier to understand than most people expect. We explain things in plain words, answer the questions people feel shy about asking, and help every client understand what they own and why they own it.
So we take on the detailed work: we read each fund’s documents, examine what it holds, and match it to your goal and your risk profile. You decide with the full picture in front of you, and you can call us whenever you have a concern.
We work with families in Goa and across India, and with NRIs abroad.
It’s about trust. The work behind every recommendation is our responsibility.
Two things we do for every client, whatever the amount.
We begin with your risk profile, so we understand how much risk you are willing and able to take.
Our suggestions are based on your goals, your needs and when you will need the money.
You invest only what you choose, with no pressure at any stage, and we review your investments with you over time.
Before we recommend a fund, we review its scheme documents and latest factsheet.
We examine what it holds, what it sets out to do and the experience of its fund manager.
We then help you choose the funds that suit your risk profile and your goals.
BBA, Saraswat College, Goa UniversityNISM-Series-V-A certified (Mutual Fund Distributors)IC-38 certified for life and health insuranceWorking toward the CFP certificationWe’re based in Calangute, Goa, and work with families across India and NRIs abroad. When markets are volatile, you speak with someone who already knows you and your goals.
What happens when you get in touchNo pressure, no obligation, just a conversation about where you’re starting from.
